Best Acorns Alternatives (2026)
Looking for Acorns alternatives? Compare the top robo-advisors tools with ratings, pricing, and features.
By Itai Varochik
About Acorns
Micro-investing app that rounds up purchases to invest spare change, with retirement accounts, banking, and rewards.
Rating: 3.8/5 | Pricing: $3 – $12/mo
Top Alternatives
Betterment
Rating: 4.5/5 | Pricing: 0.25%/year
America's largest independent robo-advisor with automated investing and tax optimization.
Wealthfront
Rating: 4.5/5 | Pricing: 0.25%/year
Robo-advisor with direct indexing, financial planning, and high-yield cash account.
Vanguard Digital Advisor
Rating: 4.3/5 | Pricing: ~0.15% annual advisory fee; $3,000 minimum
Low-cost robo-advisor from Vanguard with index fund portfolios
M1 Finance
Rating: 4.2/5 | Pricing: Free (M1 Plus: $125/yr)
Free automated investing with custom portfolio Pies.
Ellevest
Rating: 4.2/5 | Pricing: From $12/mo
Robo-advisor designed for women with goal-based investing and impact portfolios.
Personal Capital
Rating: 4.2/5 | Pricing: Free dashboard; advisory from 0.89% annual fee
Free wealth management dashboard and premium advisory service
Schwab Intelligent Portfolios
Rating: 4.1/5 | Pricing: Free (no advisory fees); Premium $30/month
Free automated investing from Charles Schwab
Frequently Asked Questions
Why look for Acorns alternatives?
While Acorns is a solid robo-advisors tool, you might want alternatives for different pricing, features, or use cases. We've tested the top competitors to help you find the best fit.
What's the best free alternative to Acorns?
M1 Finance offers a free plan and is a strong alternative to Acorns.
How do we select these alternatives?
We test each robo-advisors tool hands-on, evaluating features, pricing, ease of use, and customer support. Alternatives are ranked by overall score.