Best Chime Alternatives (2026)
Looking for Chime alternatives? Compare the top digital banks tools with ratings, pricing, and features.
By Itai Varochik
About Chime
Fee-free mobile banking with early direct deposit and automatic savings.
Rating: 4.2/5 | Pricing: No fees
Top Alternatives
Ally Bank
Rating: 4.5/5 | Pricing: Free (no monthly fees)
Online-only bank with high-yield savings, no fees, and excellent customer service.
Current
Rating: 4.1/5 | Pricing: Free / Premium $4.99/mo
Mobile banking platform with early direct deposit and cashback rewards.
SoFi
Rating: 4/5 | Pricing: No fees
All-in-one fintech platform with banking, investing, loans, and financial planning.
Varo
Rating: 4/5 | Pricing: Free (no monthly fees)
FDIC-insured neobank with high-yield savings and no-fee checking.
Frequently Asked Questions
Why look for Chime alternatives?
While Chime is a solid digital banks tool, you might want alternatives for different pricing, features, or use cases. We've tested the top competitors to help you find the best fit.
What's the best free alternative to Chime?
Ally Bank offers a free plan and is a strong alternative to Chime.
How do we select these alternatives?
We test each digital banks tool hands-on, evaluating features, pricing, ease of use, and customer support. Alternatives are ranked by overall score.