Best Monarch Money Alternatives (2026)
Looking for Monarch Money alternatives? Compare the top budgeting apps tools with ratings, pricing, and features.
By Itai Varochik
About Monarch Money
Modern personal finance dashboard for budgeting, investments, and net worth.
Rating: 4.5/5 | Pricing: $14.99/mo or $99.99/yr
Top Alternatives
YNAB
Rating: 4.7/5 | Pricing: $14.99/mo or $109/yr
Zero-based budgeting app that helps you give every dollar a job.
Goodbudget
Rating: 4.1/5 | Pricing: Free / Plus $10/mo
Envelope budgeting app that modernizes the classic cash envelope system.
Rocket Money
Rating: 4/5 | Pricing: Free – $12/mo
Bill negotiation and subscription cancellation app.
EveryDollar
Rating: 4/5 | Pricing: Free / Premium $17.99/mo
Dave Ramsey's zero-based budgeting app designed around the Baby Steps method.
Frequently Asked Questions
Why look for Monarch Money alternatives?
While Monarch Money is a solid budgeting apps tool, you might want alternatives for different pricing, features, or use cases. We've tested the top competitors to help you find the best fit.
What's the best free alternative to Monarch Money?
Goodbudget offers a free plan and is a strong alternative to Monarch Money.
How do we select these alternatives?
We test each budgeting apps tool hands-on, evaluating features, pricing, ease of use, and customer support. Alternatives are ranked by overall score.