Best PayPal Alternatives (2026)
Looking for PayPal alternatives? Compare the top payment processing tools with ratings, pricing, and features.
By Itai Varochik
About PayPal
The world's most recognized online payment platform with 430+ million users.
Rating: 4.2/5 | Pricing: 3.49% + $0.49 per transaction
Top Alternatives
Stripe
Rating: 4.7/5 | Pricing: 2.9% + $0.30 per transaction
The developer-first payment platform powering internet businesses worldwide.
Wise
Rating: 4.6/5 | Pricing: Free account; fees per transfer
International money transfers with real exchange rates and multi-currency accounts.
Square
Rating: 4.4/5 | Pricing: 2.6% + $0.10 in-person
All-in-one payment and business management platform.
PayPal Business
Rating: 4.1/5 | Pricing: 2.99% + $0.49 per transaction
The world's most recognized online payment platform.
Authorize.Net
Rating: 4.1/5 | Pricing: $25/mo + 2.9% + $0.30
Veteran payment gateway by Visa with broad merchant support and fraud detection.
Frequently Asked Questions
Why look for PayPal alternatives?
While PayPal is a solid payment processing tool, you might want alternatives for different pricing, features, or use cases. We've tested the top competitors to help you find the best fit.
What's the best free alternative to PayPal?
Wise offers a free plan and is a strong alternative to PayPal.
How do we select these alternatives?
We test each payment processing tool hands-on, evaluating features, pricing, ease of use, and customer support. Alternatives are ranked by overall score.