Best Personal Capital Alternatives (2026)
Looking for Personal Capital alternatives? Compare the top robo-advisors tools with ratings, pricing, and features.
By Itai Varochik
About Personal Capital
Free wealth management dashboard and premium advisory service
Rating: 4.2/5 | Pricing: Free dashboard; advisory from 0.89% annual fee
Top Alternatives
Betterment
Rating: 4.5/5 | Pricing: 0.25%/year
America's largest independent robo-advisor with automated investing and tax optimization.
Wealthfront
Rating: 4.5/5 | Pricing: 0.25%/year
Robo-advisor with direct indexing, financial planning, and high-yield cash account.
Vanguard Digital Advisor
Rating: 4.3/5 | Pricing: ~0.15% annual advisory fee; $3,000 minimum
Low-cost robo-advisor from Vanguard with index fund portfolios
M1 Finance
Rating: 4.2/5 | Pricing: Free (M1 Plus: $125/yr)
Free automated investing with custom portfolio Pies.
Ellevest
Rating: 4.2/5 | Pricing: From $12/mo
Robo-advisor designed for women with goal-based investing and impact portfolios.
Schwab Intelligent Portfolios
Rating: 4.1/5 | Pricing: Free (no advisory fees); Premium $30/month
Free automated investing from Charles Schwab
Acorns
Rating: 3.8/5 | Pricing: $3 – $12/mo
Micro-investing app that rounds up purchases to invest spare change, with retirement accounts, banking, and rewards.
Frequently Asked Questions
Why look for Personal Capital alternatives?
While Personal Capital is a solid robo-advisors tool, you might want alternatives for different pricing, features, or use cases. We've tested the top competitors to help you find the best fit.
What's the best free alternative to Personal Capital?
M1 Finance offers a free plan and is a strong alternative to Personal Capital.
How do we select these alternatives?
We test each robo-advisors tool hands-on, evaluating features, pricing, ease of use, and customer support. Alternatives are ranked by overall score.