Best Rocket Money Alternatives (2026)

Looking for Rocket Money alternatives? Compare the top budgeting apps tools with ratings, pricing, and features.

By Itai Varochik

About Rocket Money

Bill negotiation and subscription cancellation app.

Rating: 4/5 | Pricing: Free – $12/mo

Read Full Rocket Money Review

Top Alternatives

YNAB

Rating: 4.7/5 | Pricing: $14.99/mo or $109/yr

Zero-based budgeting app that helps you give every dollar a job.

Monarch Money

Rating: 4.5/5 | Pricing: $14.99/mo or $99.99/yr

Modern personal finance dashboard for budgeting, investments, and net worth.

Goodbudget

Rating: 4.1/5 | Pricing: Free / Plus $10/mo

Envelope budgeting app that modernizes the classic cash envelope system.

EveryDollar

Rating: 4/5 | Pricing: Free / Premium $17.99/mo

Dave Ramsey's zero-based budgeting app designed around the Baby Steps method.

Frequently Asked Questions

Why look for Rocket Money alternatives?

While Rocket Money is a solid budgeting apps tool, you might want alternatives for different pricing, features, or use cases. We've tested the top competitors to help you find the best fit.

What's the best free alternative to Rocket Money?

Goodbudget offers a free plan and is a strong alternative to Rocket Money.

How do we select these alternatives?

We test each budgeting apps tool hands-on, evaluating features, pricing, ease of use, and customer support. Alternatives are ranked by overall score.