Best Schwab Intelligent Portfolios Alternatives (2026)

Looking for Schwab Intelligent Portfolios alternatives? Compare the top robo-advisors tools with ratings, pricing, and features.

By Itai Varochik

About Schwab Intelligent Portfolios

Free automated investing from Charles Schwab

Rating: 4.1/5 | Pricing: Free (no advisory fees); Premium $30/month

Read Full Schwab Intelligent Portfolios Review

Top Alternatives

Betterment

Rating: 4.5/5 | Pricing: 0.25%/year

America's largest independent robo-advisor with automated investing and tax optimization.

Wealthfront

Rating: 4.5/5 | Pricing: 0.25%/year

Robo-advisor with direct indexing, financial planning, and high-yield cash account.

Vanguard Digital Advisor

Rating: 4.3/5 | Pricing: ~0.15% annual advisory fee; $3,000 minimum

Low-cost robo-advisor from Vanguard with index fund portfolios

M1 Finance

Rating: 4.2/5 | Pricing: Free (M1 Plus: $125/yr)

Free automated investing with custom portfolio Pies.

Ellevest

Rating: 4.2/5 | Pricing: From $12/mo

Robo-advisor designed for women with goal-based investing and impact portfolios.

Personal Capital

Rating: 4.2/5 | Pricing: Free dashboard; advisory from 0.89% annual fee

Free wealth management dashboard and premium advisory service

Acorns

Rating: 3.8/5 | Pricing: $3 – $12/mo

Micro-investing app that rounds up purchases to invest spare change, with retirement accounts, banking, and rewards.

Frequently Asked Questions

Why look for Schwab Intelligent Portfolios alternatives?

While Schwab Intelligent Portfolios is a solid robo-advisors tool, you might want alternatives for different pricing, features, or use cases. We've tested the top competitors to help you find the best fit.

What's the best free alternative to Schwab Intelligent Portfolios?

M1 Finance offers a free plan and is a strong alternative to Schwab Intelligent Portfolios.

How do we select these alternatives?

We test each robo-advisors tool hands-on, evaluating features, pricing, ease of use, and customer support. Alternatives are ranked by overall score.