Best Varo Alternatives (2026)
Looking for Varo alternatives? Compare the top digital banks tools with ratings, pricing, and features.
By Itai Varochik
About Varo
FDIC-insured neobank with high-yield savings and no-fee checking.
Rating: 4/5 | Pricing: Free (no monthly fees)
Top Alternatives
Ally Bank
Rating: 4.5/5 | Pricing: Free (no monthly fees)
Online-only bank with high-yield savings, no fees, and excellent customer service.
Chime
Rating: 4.2/5 | Pricing: No fees
Fee-free mobile banking with early direct deposit and automatic savings.
Current
Rating: 4.1/5 | Pricing: Free / Premium $4.99/mo
Mobile banking platform with early direct deposit and cashback rewards.
SoFi
Rating: 4/5 | Pricing: No fees
All-in-one fintech platform with banking, investing, loans, and financial planning.
Frequently Asked Questions
Why look for Varo alternatives?
While Varo is a solid digital banks tool, you might want alternatives for different pricing, features, or use cases. We've tested the top competitors to help you find the best fit.
What's the best free alternative to Varo?
Ally Bank offers a free plan and is a strong alternative to Varo.
How do we select these alternatives?
We test each digital banks tool hands-on, evaluating features, pricing, ease of use, and customer support. Alternatives are ranked by overall score.