Country Guide
Best Car Insurance in Colorado (2026)
Colorado has high hail risk and above-average auto insurance costs. Compare top carriers for the best rates.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Colorado
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Overall coverage | $1,810/yr | — |
| 2 | American Family | Hail-prone areas | $1,920/yr | — |
| 3 | USAA | Military families | $1,350/yr | — |
| 4 | Farmers | Bundle discounts | $1,950/yr | — |
| 5 | Allstate | Digital experience | $2,040/yr | — |