Country Guide
Best Car Insurance in Florida (2026)
Florida is a no-fault state with high insurance costs. Compare top carriers to save on your FL auto policy.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Florida
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Bundling home and auto | $2,014/yr | — |
| 2 | USAA | Military families | $1,680/yr | — |
| 3 | Progressive | High-risk drivers | $2,236/yr | — |
| 4 | GEICO | Lowest premium | $1,920/yr | — |
| 5 | Allstate | Local agents | $2,480/yr | — |