Country Guide
Best Car Insurance in Georgia (2026)
Georgia has above-average car insurance rates due to urban congestion. Compare top carriers for the best GA rates.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Georgia
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Agent network | $1,740/yr | — |
| 2 | GEICO | Budget auto | $1,560/yr | — |
| 3 | USAA | Military families | $1,280/yr | — |
| 4 | Progressive | High-risk drivers | $1,890/yr | — |
| 5 | Allstate | Local agents | $1,980/yr | — |