Country Guide
Best Car Insurance in Idaho (2026)
Idaho consistently ranks among the cheapest states for car insurance. Compare top carriers to maximize savings.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Idaho
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Overall value | $1,320/yr | — |
| 2 | USAA | Military families | $990/yr | — |
| 3 | Progressive | Safe driver discounts | $1,410/yr | — |
| 4 | Farmers | Farm coverage | $1,480/yr | — |
| 5 | GEICO | Lowest base rate | $1,190/yr | — |