Country Guide
Best Car Insurance in Montana (2026)
Montana has below-average car insurance costs. Compare top carriers for the best rates in MT.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Montana
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Rural coverage | $1,280/yr | — |
| 2 | USAA | Military families | $980/yr | — |
| 3 | Progressive | Safe drivers | $1,440/yr | — |
| 4 | GEICO | Online savings | $1,180/yr | — |
| 5 | Farmers | Farm & ranch | $1,520/yr | — |