Country Guide
Best Car Insurance in New Hampshire (2026)
New Hampshire is the only state where car insurance is not mandatory. Compare top carriers for the best NH rates.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in New Hampshire
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | GEICO | Lowest rate | $980/yr | — |
| 2 | State Farm | Agent network | $1,080/yr | — |
| 3 | Amica Mutual | Customer service | $1,020/yr | — |
| 4 | Progressive | Safe drivers | $1,140/yr | — |
| 5 | Concord Group | NH-based carrier | $1,060/yr | — |