Country Guide
Best Car Insurance in North Carolina (2026)
North Carolina has some of the lowest car insurance rates in the Southeast. Compare top carriers for NC.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in North Carolina
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Agent network | $1,080/yr | — |
| 2 | USAA | Military families | $820/yr | — |
| 3 | GEICO | Online savings | $960/yr | — |
| 4 | Erie Insurance | Claims satisfaction | $1,020/yr | — |
| 5 | Progressive | High-risk drivers | $1,200/yr | — |