Country Guide
Best Car Insurance in Ohio (2026)
Ohio has some of the lowest car insurance rates in the Midwest. Compare top carriers for the best OH rates.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Ohio
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Agent network | $1,080/yr | — |
| 2 | USAA | Military families | $820/yr | — |
| 3 | Erie Insurance | Claims satisfaction | $960/yr | — |
| 4 | Progressive | High-risk drivers | $1,140/yr | — |
| 5 | Nationwide | Bundling | $1,020/yr | — |