Country Guide
Best Car Insurance in Oklahoma (2026)
Oklahoma has above-average car insurance rates due to frequent storms and hail. Compare top carriers for OK.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Oklahoma
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Storm coverage | $1,860/yr | — |
| 2 | USAA | Military families | $1,380/yr | — |
| 3 | Progressive | High-risk drivers | $2,040/yr | — |
| 4 | GEICO | Online savings | $1,680/yr | — |
| 5 | Shelter Insurance | Local service | $1,740/yr | — |