Country Guide
Best Car Insurance in Utah (2026)
Utah is a no-fault state with below-average car insurance rates. Compare top carriers for the best UT rates.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Utah
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Agent network | $1,260/yr | — |
| 2 | USAA | Military families | $960/yr | — |
| 3 | Progressive | Safe drivers | $1,440/yr | — |
| 4 | GEICO | Online savings | $1,140/yr | — |
| 5 | Allstate | Local agents | $1,560/yr | — |