Best Digital Banks (2026)

Bank smarter with the best digital banks offering no-fee accounts and high-yield savings.

3 tools reviewed | Updated monthly | Independent reviews

All Digital Banks Reviewed

1. Ally Bank

Rating: 4.5/5 | Pricing: Free (no monthly fees)

Online-only bank with high-yield savings, no fees, and excellent customer service.

2. Current

Rating: 4.1/5 | Pricing: Free / Premium $4.99/mo

Mobile banking platform with early direct deposit and cashback rewards.

3. Varo

Rating: 4/5 | Pricing: Free (no monthly fees)

FDIC-insured neobank with high-yield savings and no-fee checking.