Kraken vs Gemini

By Itai Varochik | Updated 2026

Quick Verdict

Overall Winner: Kraken (4.5/5)

We tested Kraken and Gemini side-by-side. Kraken comes out ahead overall, but Gemini may be better for specific use cases.

Score Breakdown

CriteriaKrakenGemini
Features8/107/10
Ease of Use7.5/108.5/10
Value for Money8.5/106.5/10
Customer Support7/107.5/10
Overall8.2/107.5/10

Feature Comparison

FeatureKrakenGemini
Spot TradingYesYes
Margin TradingYesNo
FuturesYesNo
StakingYesNo
OTC DeskYesNo
Proof of ReservesYesNo
FDIC InsuranceNoYes
Institutional CustodyNoYes
Gemini Credit CardNoYes
Mobile AppNoYes
ActiveTraderNoYes

Pricing Comparison

Kraken: 0% – 0.26% per trade

Gemini: 0.2% – 1.49% per trade

Kraken Pros & Cons

Pros

  • Industry-leading security (never hacked since 2011)
  • Low trading fees (0.16-0.26%)
  • Proof of Reserves audit completed
  • 200+ cryptocurrencies
  • Excellent fiat currency support (7 currencies)
  • Advanced trading tools and API access

Cons

  • Interface less intuitive than Coinbase
  • No credit/debit card purchases in US
  • Staking unavailable in some US states
  • Margin trading not available to US retail
  • Fewer coins than Binance or Gate.io

Gemini Pros & Cons

Pros

  • Fully US regulated (New York BitLicense)
  • FDIC insurance on USD deposits
  • Excellent security (zero hacks ever)
  • Institutional custody service
  • Good mobile app
  • SOC 2 Type 2 certified

Cons

  • Higher fees than competitors (0.35% base)
  • Limited coin selection (130 only)
  • Only available in select countries
  • No lending/staking in some US states

Key Specifications

SpecKrakenGemini
Rating4.5/54.5/5
Pricing0% – 0.26% per trade0.2% – 1.49% per trade
Year Founded20112014
HeadquartersSan Francisco, CANew York, NY
Employees3,200+1,000+
Best For RegionUS / EU / GlobalUnited States
Proof of ReservesYesN/A (SOC 2 audited)

Our Verdict

Kraken wins overall. Choose Kraken if you value Security-conscious crypto investors. Choose Gemini if you prioritize Security-focused US investors.

Frequently Asked Questions

Is Kraken better than Gemini?

Based on our testing, Kraken scores higher with a rating of 4.5/5 compared to Gemini's 4.5/5. However, the best choice depends on your specific needs.

What is the main difference between Kraken and Gemini?

Kraken is known for: Security-focused crypto exchange with competitive fees and margin trading.. Gemini is known for: Winklevoss-founded exchange with institutional-grade security, full US regulation, and FDIC insurance on USD balances..

Which is cheaper, Kraken or Gemini?

Kraken pricing: 0% – 0.26% per trade. Gemini pricing: 0.2% – 1.49% per trade.

Can I use Kraken and Gemini together?

While both tools serve similar purposes in the Crypto Exchanges category, some users do use complementary features from both platforms.

What are the pros of Kraken?

Industry-leading security (never hacked since 2011). Low trading fees (0.16-0.26%). Proof of Reserves audit completed

What are the pros of Gemini?

Fully US regulated (New York BitLicense). FDIC insurance on USD deposits. Excellent security (zero hacks ever)

Which crypto exchanges should I choose?

Choose Kraken if you value Security-conscious crypto investors. Choose Gemini if you prioritize Security-focused US investors.