Country Guide
Best Crypto Exchanges in Ghana (2026)
Ghana's crypto adoption is growing rapidly. We've tested the top exchanges offering GHS deposits, mobile money support, and competitive fees for Ghanaian traders.
By Itai Varochik | Updated February 21, 2026
Top Exchanges in Ghana
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | Binance | P2P with mobile money | 0.1% spot | Global |
| 2 | KuCoin | Altcoin variety | 0.1% spot | Global |
| 3 | Bybit | Derivatives trading | 0.1% spot | Global |
| 4 | Luno | Simple buying | Variable | Africa-focused |
| 5 | OKX | Low fees | 0.08% spot | Global |
Ghana is one of West Africa's fastest-growing cryptocurrency markets. With widespread mobile money adoption and a young, tech-savvy population, Ghanaian traders are increasingly turning to crypto for remittances, savings, and trading opportunities.
How We Chose the Best Exchanges for Ghana
We evaluated exchanges based on accessibility from Ghana, GHS deposit methods (especially mobile money), P2P trading activity, fees, security features, and customer support responsiveness.
Key Considerations for Ghanaian Traders
Mobile money (MTN MoMo, Vodafone Cash, AirtelTigo Money) is the primary payment method for most Ghanaian crypto traders. P2P platforms with active GHS markets offer the best on-ramps. Security is paramount — choose exchanges with strong verification processes and escrow protection.
Payment Methods
Most Ghanaian traders use P2P platforms with mobile money payments. Some exchanges support bank transfers from local banks. International card payments are available but may incur higher fees.
Crypto Regulations in Ghana
Ghana's Securities and Exchange Commission (SEC) has indicated plans to regulate cryptocurrency but has not yet finalized comprehensive legislation. The Bank of Ghana has cautioned against unregulated crypto activities while exploring a central bank digital currency (e-Cedi). Crypto trading is not prohibited for individuals.
Frequently Asked Questions
Is cryptocurrency legal in Ghana?
Cryptocurrency is not prohibited in Ghana, though it is not formally regulated. The SEC has signaled intentions to create a regulatory framework for digital assets.
How can I buy crypto with GHS?
P2P trading on Binance is the most popular method, allowing payments via MTN MoMo, Vodafone Cash, and bank transfers.
Is mobile money supported for crypto purchases?
Yes, through P2P trading on platforms like Binance. Sellers accept MTN MoMo, Vodafone Cash, and other mobile money services.