Country Guide
Best Health Insurance in Hawaii (2026)
Hawaii has unique health insurance laws requiring most employers to provide coverage. Compare top HI plans.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Hawaii
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | HMSA (BCBS Hawaii) | Widest HI network | $5,040/yr | — |
| 2 | Kaiser Permanente Hawaii | Integrated care | $4,680/yr | — |
| 3 | AlohaCare | Community health | $4,200/yr | — |
| 4 | UnitedHealthcare HI | Plan variety | $5,280/yr | — |
| 5 | Aetna Hawaii | National network | $4,920/yr | — |