Country Guide
Best Health Insurance in Illinois (2026)
Illinois expanded Medicaid. Compare ACA marketplace plans through Get Covered Illinois for the best coverage.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Illinois
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | Blue Cross Blue Shield IL | Widest IL network | $5,160/yr | — |
| 2 | Molina Healthcare IL | Budget plans | $4,200/yr | — |
| 3 | UnitedHealthcare IL | Plan variety | $5,520/yr | — |
| 4 | Cigna Illinois | National network | $4,800/yr | — |
| 5 | Oscar Health IL | Digital tools | $4,440/yr | — |