Country Guide
Best Health Insurance in Kentucky (2026)
Kentucky expanded Medicaid and runs its own marketplace (kynect). Compare top plans for KY residents.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Kentucky
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | Anthem Blue Cross KY | Widest KY network | $4,920/yr | — |
| 2 | Ambetter Kentucky | Budget ACA plans | $3,960/yr | — |
| 3 | Humana Kentucky | KY-based insurer | $5,160/yr | — |
| 4 | UnitedHealthcare KY | Plan variety | $5,400/yr | — |
| 5 | CareSource Kentucky | Low-income families | $4,320/yr | — |