Country Guide
Best Health Insurance in Montana (2026)
Montana expanded Medicaid in 2015. Compare ACA marketplace plans to find the right coverage for MT residents.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Montana
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | Blue Cross Blue Shield MT | Widest MT network | $5,280/yr | — |
| 2 | PacificSource Montana | Regional coverage | $4,920/yr | — |
| 3 | Bright Health MT | Budget plans | $4,560/yr | — |
| 4 | Mountain Health CO-OP | Non-profit option | $4,200/yr | — |
| 5 | Oscar Health MT | Digital tools | $4,440/yr | — |