Country Guide
Best Health Insurance in New Jersey (2026)
New Jersey expanded Medicaid and runs its own marketplace (GetCoveredNJ). Compare top NJ health plans.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in New Jersey
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | Horizon BCBS NJ | Widest NJ network | $5,520/yr | — |
| 2 | Aetna New Jersey | National network | $5,040/yr | — |
| 3 | Oscar Health NJ | Digital tools | $4,440/yr | — |
| 4 | AmeriHealth NJ | NJ-focused plan | $4,800/yr | — |
| 5 | Ambetter New Jersey | Budget plans | $4,200/yr | — |