Country Guide
Best Health Insurance in Pennsylvania (2026)
Pennsylvania expanded Medicaid and runs its own marketplace (Pennie). Compare top PA health insurance plans.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Pennsylvania
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | Independence Blue Cross PA | Philadelphia area | $5,400/yr | — |
| 2 | UPMC Health Plan | Western PA | $5,160/yr | — |
| 3 | Highmark BCBS PA | Statewide PA | $4,920/yr | — |
| 4 | Geisinger Health Plan | Central PA | $4,680/yr | — |
| 5 | Oscar Health PA | Digital tools | $4,440/yr | — |