Country Guide
Best Home Insurance in Alabama (2026)
Alabama sits in Tornado Alley — home insurance with storm coverage is essential. Compare top carriers for AL.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Alabama
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Storm coverage | $2,160/yr | — |
| 2 | Alfa Insurance | AL-based carrier | $1,980/yr | — |
| 3 | USAA | Military families | $1,740/yr | — |
| 4 | Allstate | Digital tools | $2,380/yr | — |
| 5 | Farmers | Rural properties | $2,280/yr | — |