Country Guide
Best Home Insurance in Arizona (2026)
Arizona homeowners face wildfire and monsoon risks. Compare top carriers for comprehensive AZ home coverage.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Arizona
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Wildfire coverage | $1,680/yr | — |
| 2 | USAA | Military families | $1,440/yr | — |
| 3 | American Family | Bundle savings | $1,860/yr | — |
| 4 | Allstate | Digital tools | $1,980/yr | — |
| 5 | Travelers | Wildfire endorsement | $1,920/yr | — |