Country Guide
Best Home Insurance in Colorado (2026)
Colorado homeowners face hail and wildfire risks. Compare top carriers for comprehensive CO home coverage.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Colorado
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Hail coverage | $3,120/yr | — |
| 2 | American Family | Midwest expertise | $2,940/yr | — |
| 3 | USAA | Military families | $2,520/yr | — |
| 4 | Farmers | Bundle savings | $3,240/yr | — |
| 5 | Allstate | Digital tools | $3,360/yr | — |