Country Guide
Best Home Insurance in Idaho (2026)
Idaho homeowners face unique wildfire and winter storm risks. Compare top carriers for comprehensive coverage.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Idaho
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Wildfire coverage | $1,480/yr | — |
| 2 | Farmers | Rural properties | $1,620/yr | — |
| 3 | USAA | Military families | $1,200/yr | — |
| 4 | Allstate | Digital tools | $1,740/yr | — |
| 5 | Travelers | Bundle savings | $1,550/yr | — |