Country Guide
Best Home Insurance in Iowa (2026)
Iowa sits in Tornado Alley — comprehensive storm coverage is essential. Compare top carriers for IA.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Iowa
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Storm coverage | $2,040/yr | — |
| 2 | Grinnell Mutual | IA-based carrier | $1,860/yr | — |
| 3 | USAA | Military families | $1,620/yr | — |
| 4 | American Family | Midwest coverage | $2,160/yr | — |
| 5 | Farmers | Rural properties | $2,280/yr | — |