Country Guide
Best Home Insurance in Montana (2026)
Montana homeowners face wildfire and severe winter risks. Compare top carriers for comprehensive MT coverage.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Montana
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Wildfire coverage | $1,560/yr | — |
| 2 | Farmers | Farm & ranch | $1,740/yr | — |
| 3 | USAA | Military families | $1,320/yr | — |
| 4 | Allstate | Digital tools | $1,860/yr | — |
| 5 | Travelers | Bundle savings | $1,680/yr | — |