Country Guide
Best Home Insurance in Nebraska (2026)
Nebraska sits in Tornado Alley — storm coverage is essential. Compare top carriers for comprehensive NE coverage.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Nebraska
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Storm coverage | $2,400/yr | — |
| 2 | American Family | Midwest coverage | $2,160/yr | — |
| 3 | USAA | Military families | $1,860/yr | — |
| 4 | Farmers | Farm properties | $2,520/yr | — |
| 5 | Auto-Owners | Local agents | $2,040/yr | — |