Country Guide
Best Home Insurance in New Mexico (2026)
New Mexico homeowners face wildfire and flash flood risks. Compare top carriers for comprehensive NM coverage.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in New Mexico
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Wildfire coverage | $1,680/yr | — |
| 2 | USAA | Military families | $1,380/yr | — |
| 3 | Farmers | Rural coverage | $1,800/yr | — |
| 4 | Allstate | Local agents | $1,920/yr | — |
| 5 | Travelers | Bundle savings | $1,740/yr | — |