Country Guide
Best Home Insurance in Oklahoma (2026)
Oklahoma is in Tornado Alley — comprehensive storm coverage is critical. Compare top carriers for OK.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Oklahoma
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Storm coverage | $3,240/yr | — |
| 2 | Shelter Insurance | Local expertise | $2,880/yr | — |
| 3 | USAA | Military families | $2,400/yr | — |
| 4 | Farmers | Farm properties | $3,480/yr | — |
| 5 | American Family | Midwest coverage | $3,120/yr | — |