Country Guide
Best Home Insurance in Oregon (2026)
Oregon homeowners face wildfire and earthquake risks. Compare top carriers for comprehensive OR coverage.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Oregon
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Wildfire coverage | $1,440/yr | — |
| 2 | USAA | Military families | $1,200/yr | — |
| 3 | Farmers | Rural properties | $1,620/yr | — |
| 4 | Pemco | Pacific NW expertise | $1,380/yr | — |
| 5 | Travelers | Bundle savings | $1,560/yr | — |