Country Guide
Best Home Insurance in Washington (2026)
Washington homeowners face wildfire and earthquake risks. Compare top carriers for comprehensive WA coverage.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Washington
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Overall value | $1,380/yr | — |
| 2 | USAA | Military families | $1,140/yr | — |
| 3 | Pemco | Pacific NW expertise | $1,320/yr | — |
| 4 | Farmers | Rural properties | $1,560/yr | — |
| 5 | Travelers | Bundle savings | $1,500/yr | — |