Country Guide
Best Car Insurance in Alabama (2026)
Alabama drivers enjoy below-average car insurance rates. Compare top carriers to find the best coverage.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Alabama
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Agent network | $1,200/yr | — |
| 2 | Alfa Insurance | Alabama residents | $1,140/yr | — |
| 3 | GEICO | Online savings | $1,080/yr | — |
| 4 | Progressive | Safe-driver discounts | $1,152/yr | — |
| 5 | Allstate | Bundling discounts | $1,260/yr | — |