Country Guide
Best Car Insurance in Illinois (2026)
Illinois car insurance is near the national average. Compare top carriers for the best rates in IL.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Illinois
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Agent network | $1,480/yr | — |
| 2 | GEICO | Budget auto | $1,320/yr | — |
| 3 | USAA | Military families | $1,090/yr | — |
| 4 | Allstate | Local agents | $1,640/yr | — |
| 5 | Progressive | High-risk drivers | $1,560/yr | — |