Country Guide
Best Car Insurance in Iowa (2026)
Iowa consistently ranks among the cheapest states for car insurance. Compare top carriers for IA.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Iowa
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Agent network | $1,060/yr | — |
| 2 | USAA | Military families | $810/yr | — |
| 3 | GEICO | Online savings | $960/yr | — |
| 4 | American Family | Midwest coverage | $1,120/yr | — |
| 5 | Grinnell Mutual | IA-based carrier | $1,080/yr | — |