Country Guide
Best Car Insurance in Louisiana (2026)
Louisiana consistently ranks as one of the most expensive states for car insurance. Compare top carriers.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Louisiana
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Agent network | $2,890/yr | — |
| 2 | USAA | Military families | $2,100/yr | — |
| 3 | Progressive | High-risk drivers | $3,120/yr | — |
| 4 | GEICO | Online savings | $2,640/yr | — |
| 5 | Allstate | Local agents | $3,280/yr | — |