Country Guide
Best Car Insurance in Missouri (2026)
Missouri car insurance is near the national average. Compare top carriers for the best rates in MO.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Missouri
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Agent network | $1,560/yr | — |
| 2 | USAA | Military families | $1,160/yr | — |
| 3 | American Family | Midwest coverage | $1,680/yr | — |
| 4 | Progressive | High-risk drivers | $1,800/yr | — |
| 5 | Shelter Insurance | Local service | $1,440/yr | — |