Country Guide
Best Car Insurance in Rhode Island (2026)
Rhode Island has above-average car insurance costs due to dense population and traffic. Compare top carriers.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Rhode Island
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | Amica Mutual | Customer service | $1,680/yr | — |
| 2 | GEICO | Online savings | $1,560/yr | — |
| 3 | State Farm | Agent network | $1,740/yr | — |
| 4 | USAA | Military families | $1,320/yr | — |
| 5 | Progressive | High-risk drivers | $1,920/yr | — |