Country Guide
Best Car Insurance in Virginia (2026)
Virginia has below-average car insurance rates. Compare top carriers for the best coverage in VA.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Virginia
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | State Farm | Agent network | $1,200/yr | — |
| 2 | USAA | Military families | $900/yr | — |
| 3 | GEICO | Federal employees | $1,080/yr | — |
| 4 | Erie Insurance | Claims satisfaction | $1,140/yr | — |
| 5 | Progressive | High-risk drivers | $1,320/yr | — |