Country Guide
Best Life Insurance in Florida (2026)
Life insurance in Florida is near the national average. Compare top carriers for the best FL rates.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Florida
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | Northwestern Mutual | Whole life | $1,020/yr | — |
| 2 | Haven Life | Online term life | $640/yr | — |
| 3 | State Farm | Bundling | $760/yr | — |
| 4 | Protective Life | Lowest term rate | $600/yr | — |
| 5 | Mutual of Omaha | Seniors | $820/yr | — |