Country Guide
Best Life Insurance in Hawaii (2026)
Life insurance rates in Hawaii are competitive. Compare top carriers for the best HI policies.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Hawaii
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | Northwestern Mutual | Whole life | $980/yr | — |
| 2 | Haven Life | Online term life | $620/yr | — |
| 3 | State Farm | Bundling | $740/yr | — |
| 4 | USAA | Military families | $680/yr | — |
| 5 | Protective Life | Lowest term rate | $590/yr | — |