Country Guide
Best Life Insurance in Illinois (2026)
Life insurance in Illinois is near the national average. Compare top carriers for the best IL rates.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Illinois
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | Northwestern Mutual | Whole life | $1,000/yr | — |
| 2 | New York Life | High coverage | $940/yr | — |
| 3 | Haven Life | Online term life | $630/yr | — |
| 4 | Protective Life | Lowest term rate | $590/yr | — |
| 5 | State Farm | Bundling | $740/yr | — |