Country Guide
Best Life Insurance in Kentucky (2026)
Life insurance in Kentucky is priced near the national average. Compare top carriers for the best KY rates.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Kentucky
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | Northwestern Mutual | Whole life | $960/yr | — |
| 2 | Haven Life | Online term life | $610/yr | — |
| 3 | State Farm | Bundling | $730/yr | — |
| 4 | Protective Life | Lowest term rate | $580/yr | — |
| 5 | Mutual of Omaha | Seniors | $790/yr | — |