Country Guide
Best Life Insurance in Montana (2026)
Life insurance in Montana is more affordable than the national average. Compare top carriers for MT.
By Itai Varochik | Updated February 20, 2026
Top Exchanges in Montana
| # | Exchange | Best For | Fees | Type |
|---|---|---|---|---|
| 1 | Northwestern Mutual | Whole life | $930/yr | — |
| 2 | Haven Life | Online term life | $590/yr | — |
| 3 | State Farm | Bundling | $710/yr | — |
| 4 | Protective Life | Lowest term rate | $560/yr | — |
| 5 | Mutual of Omaha | Seniors | $770/yr | — |